Samruddhi Sahakari Bank
Your Trusted Financial Partner Since 1999
Established on 16th February 1999, Samruddhi Sahakari Bank has been dedicated to offering modern, secure, and customer-centric banking services. With a fully integrated Core Banking System, the bank provides facilities like RTGS/NEFT, internet banking, attractive interest rates on all types of deposits, QR code-based daily deposit schemes, ATM services, locker facilities, and various loan products including home loans, gold loans, business loans, personal loans, and vehicle loans. Every deposit up to ₹5 lakhs is insured, ensuring safety and trust.
Services
Comprehensive banking services
RTGS/NEFT
RTGS and NEFT facilities for secure and convenient electronic fund transfers across India.
BBPS
Our bank offers BBPS for seamless, secure, and instant payment of all your utility bills in one place.
SMS Alert
Stay informed with our instant SMS alerts for every transaction and important account activity.
Internet Banking
Internet Banking services for secure, fast, and convenient access to your accounts anytime, anywhere.
Mobile Banking
Mobile Banking for easy, secure, and anytime access to your accounts right from your smartphone.
UPI Banking
UPI Banking for instant, secure, and hassle-free payments using your mobile—anytime, anywhere.
E-Pass Book
E-Pass Book facility to help you easily view and track your account transactions anytime, anywhere.
Safety Locker
secure Safety Locker facilities to keep your valuables protected with complete peace of mind.
ATM Facility
Our bank provides 24×7 ATM facility for easy cash withdrawals, balance checks, and mini statements anytime, anywhere.
What We’re Offering
Digital Services
BBPS
Our bank offers BBPS (Bharat Bill Payment System) to help you pay all your utility bills electricity, water, gas, DTH, mobile, and more through a single, secure platform. Enjoy quick, easy, and reliable bill payments anytime, anywhere.
AePS
Our bank offers Aadhaar Enabled Payment System (AePS) services, allowing you to perform banking transactions like cash withdrawal, balance inquiry, and fund transfer using just your Aadhaar number and fingerprint no ATM card required. Safe, simple, and accessible banking at your fingertips.
Micro ATM
A compact banking device provided by banks that allows customers to withdraw cash, check balance, and make basic transactions using their debit card and Aadhaar authentication.
Loan
Explore a variety of loan solutions designed for your needs from Gold Loans and Vehicle Loans to Housing and Personal Loans. Unlock funds with a Loan Against Property or grow your business with our Business and Shop Mortgage Loans. Enjoy competitive rates, flexible repayments, and fast processing.
Gold Loan
Interest 14.00%
Avail instant funds by pledging your gold with minimal documentation.
Vehicle Loan
Interest 14.00%
Finance your dream two-wheeler or four-wheeler with attractive interest rates.
Loan Against Property
Interest 14.00%
Unlock the value of your property for your financial needs.
Personal Loan
Interest 14.00%
Meet your personal or emergency expenses with quick and easy loans.
Housing Loan
Interest 14.00%
Turn your dream home into reality with our affordable housing loans.
Business Loan
Interest 14.00%
Empower your business growth with flexible and fast business loans.
Shop Mortgage Loan
Interest 14.00%
Get financing by mortgaging your commercial shop for business expansion.
Shed Mortgage Loan
Interest 14.00%
Secure loans against your shed property for your agricultural or industrial needs.
Cash Credit
Interest 14.00%
Fulfill working capital needs with revolving credit facility for your business.